While Obama’s Patient Protection and Affordable Care Act waits for a Supreme Court ruling, Virginia’s largest health insurer, Anthem, continues to merrily bilk its customers to maximize profits.
Virginia’s Republican governor, Bob McDonnell, is fine with that. He wants the General Assembly to do NOTHING to plan the state health insurance exchange that must be operational by January 1, 2014, so small business and individuals (like me) will have a prayer of finding the “protection and affordability” the new law requires.
Instead the Assembly is busy repealing the law that limits personal gun sales to one a month, because insane college kids and criminals everywhere are feeling the pinch of not enough weapons. More murders, more medical spending.
The Assembly also intends to FORCE women seeking abortions to first have an ultrasound, hoping to guilt them into giving birth. Not to mention adding to the cost of the procedure.
So yesterday I got Anthem’s annual notice of my new individual health insurance renewal rate. It’s going up $58 a month — 20%.
In 2011, it went up $25, or 9.6%.
Nearly 30% in TWO YEARS. Can you think of anything else, besides CEO salaries, that has risen that much? Me, either.
Anthem included a cryptic, sinister warning against making any attempt to cut the cost — like decreasing benefits or raising the deductible (again) — which would void “grandfathered” status if health reform ever really happens.
Naturally, Anthem didn’t state if my policy would be grandfathered, nor what benefits might be affected, but just implied that reform might cause me to lose something wonderful about my current stinking, inadequate coverage.
Being self-employed, I have an individual policy. I feel sure Anthem is striking back because I exceeded my $2,250 deductible last year with my breast cancer false alarm and they actually had to pay some claims.
It’s perfectly legal in the individual market for insurers to nail customers to the wall one at a time for daring to get needed healthcare.
And since I now have non-cancer in my medical record, I’m trapped with Anthem until SOMETHING changes with heathcare.
And the way it’s looking, it’s only going to get worse.