The health insurance industry went very quiet when Obama signed the new reform bill — because they were busy looking for loopholes. Not surprisingly, they immediately found one.
To end the heinous practice of denying children coverage for “pre-existing” conditions such as being chubby babies, Congress thought their bill required insurers to accept, beginning on September 23, all children for coverage under their parents’ plan.
The insurers took that to mean they could deny whole families coverage if they have a child with medical conditions. Or, if they do cover the family, they could THEN deny claims for anything related to the child’s conditions.
See where this is going, folks? And this is just the beginning. That bill is 2,400 pages long.
Health & Human Services Secretary Kathleen Sebelius sent a letter to that lobbyist snake, Karen Ignani, head of America’s Health Insurance Plans, basically telling insurers to cut the crap. I think it’s the beginning of a long correspondence as insurers leave no page of the bill unturned, seeking ways to bilk consumers and make Congress look even more inept.
Ironically, the Richmond Times-Dispatch placed right beside this news item an advertisement by Anthem (WellPoint), inviting people with a history of health problems who can’t get insurance anywhere else to apply for theirs through an “open enrollment program.”
The next sentence says, “Waiting periods for past or present health conditions may apply.”
Yeah, right. They’ll wait until you die before they pay a penny for whatever care you need health insurance to cover.
And Obama and Congress are giving the insurers until 2014 to keep this up.
On another front, the city of Houston has a budget shortfall, so the mayor decided to raise health insurance premiums on city retirees who are under age 65 by about 50% on May 1. It puts a new spin on Obama’s assurance that “you can keep the insurance you have,” doesn’t it?
Without a public option, he’s left these people no choice. They’re screwed.