Anthem must be missing all the reports that the economy’s in the toilet and money’s tight because they didn’t think 87% profit on my health insurance in 2008 was enough. They’ve raised my rate for 2009 another 14%.
Here’s a simple breakdown:
In 2008, I paid $4,646 for an individual policy.
For one office visit and the usual annual checkups and tests (which revealed nothing unusual), my doctors billed Anthem $1,491.
Anthem spit back $686, calling it “network savings,” and paid $594 — just 13% of my premium dollars.
I had to fork out another $378 in copays and charges Anthem denied.
Bottom line: Anthem kept $4,053 — 87% profit. Now they demand another $636.
An Anthem rep told me that my new rate is based on a statewide review of claims.
However, when I recently reapplied for their insurance (to reduce my ridiculous $488 premium), my personal medical history was dissected with a microscope as if I were the last person on earth as they tried to deny me. Now they’re lumping me in with every invalid in Virginia.
Apparently, Anthem can slice it any way it takes to boost their bottom line.
HR 676, the universal healthcare bill that would stake these vampires, is supposed to come before the next session of Congress. If you’re being gouged by your health insurer, I urge you to send the details to your congressman and senators ASAP.
Hearing that things are “bad and need fixing” isn’t getting through to Capitol Hill. We need to bury them under specifics on how the insurance industry is killing us – financially and literally.
They need to see voters’ names on this problem until they get it through their heads that for-profit health insurers can never be part of the fix.
We must make the putrid stench of health insurers’ greed permeate every corner of Congress until it sickens them enough to act in our best interests for a change.
And to keep Obama’s team on track, share your concerns and keep them motivated. They’re our best hope for implementing the drastic changes healthcare needs now.